Why the Davos CAP Calculator could be a game-changer

The launch of the Davos Cap Calculator by Davos Real Estate Group comes along with a lot of good promises for the firm’s clientele. Being a subsidiary of Davos Financial Group, the CEO of the group, David Osio, teamed up with Davos REG’s Executive Director, Gerard Gonzales, to launch the application.

Davos Financial group is a company in the US that has gained huge influence in Latin America and Venezuela, over the last two decades. The group has many independently registered companies under it, all that work towards one objective, which is to provide their clients with investment strategies based on their needs and expectations. The group aims to achieve this by combining premium products, and work within the financial regulations that are in place.

Davos REG is a subsidiary that deals with asset management. The company has, over the years, been trying to improve its services. Gonzalez hopes that the release of this application serves as the breakthrough the company has been waiting for. For six months, he had been working together with a team of talented technicians to develop the application. During its launch, he stated that that wasn’t the only thing they had been working on. For example, he had been trying to link Davos REG to other international firms in the same field as them, so that they could expand their boundaries. The main target has been Spain, Europe.

The mobile app, which is compatible with the iOS and android platforms only as at now, brings with it many features that will definitely ease the lives of its users. First, the app will allow one to estimate what amount of rent he is to charge on his property, if he is to hit his target income. To add to this, one will be able to monitor the gain of his asset. Finally, a unique feature that totally stands out is the mortgage calculator. With this feature, property owners will be able to calculate their mortgages, putting into consideration the interest rates, and the funding period.

About David Osio

As an entrepreneur, Osio has taken the time to develop Davos Financial Group, a financial advisory company that he founded in 1993. The Group consists of subsidiary firms that have each been independently registered to undertake specialized activities. Presently the CEO of the Financial Group, Mr. David had built a strong portfolio prior to the founding of his company. He served in different managerial positions, and as a lawyer, between 1988 and 1993.

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Mike Baur: The Man Behind the Rise of the Swiss Startups

Mike Baur is a Swiss tech investor and a former banker. Mike graduated from the University of Applied Sciences in Bern with a degree in Banking and Finance. He then joined the University of Rochester where he graduated with a Master’s in Business Administration. Mike’s career started at the UBS in Fribourg where he worked as a commercial apprentice. He worked here for a year. He was transferred to Zurich in the company’s wealth management division after nine years. Mike joined the KeyClient Group department of the firm where he worked for more than five years. The great job that he did at UBS was recognized and earned him a position at Clariden Leu as its business head of private banking in Switzerland. He became the company’s overall head of private banking after three years in this post.


Mike left his job to become an investor in startups after working for more than 20 years in the banking sector. He founded Think Reloaded, and Baur IS where he serves as the CEO till today. He is most notably known for being the co-founder of the Swiss Startup Factory which he cofounded with Max Meister and Oliver Walzer. The firm was founded in 2014. It is a startup accelerator that invests in Swiss startups as the name suggests. He is the executive chairman at the factory and is in charge of fundraising and supervises financing rounds.


The Accelerator is a three-month program that offers mentorship, coaching, co-working space, and an extensive network. The co-working space helps these startups to set up quickly and to focus on important things such as product development and customer satisfaction. Startups also have access to financial services such as accounting and book-keeping to help run their businesses in a right and ethical way. Some of the successful startups that have graduated from the factory include Struckd, carhelper.ch, Fitoffice, and Diabird.


Baur also serves as the Deputy Managing Director of Swiss Startup Invest which mainly invests in both early stage and late-stage startups. It holds events that bring together founders, investors, and interested parties to interact on a professional level. Mike is the director and co-founder of the Swiss Startup Association which was founded to help create an environment in the country through which startups can blossom. The association works to lobby for laws that are friendly to startups whether they are legal or regulatory. Mike Baur’s work has improved the startup ecosystem in the country and has helped to bring the dreams of some startup founders to come true.

InnovaCare Adds Three Officials to its Management Team

InnovaCare is Puerto Rico’s largest provider of Medicaid and Medicare Advantage Plans comprised of several healthcare-related services. According to Richard Shinto, InnovaCare’s Chief Operating Officer, InnovaCare has recently integrated three executives to its leadership team as part of its long-term growth strategy. The three officials include Jonathan Meyers, Penelope Kokkinides, and Mike Sortino.

Jonathan Meyers

Meyers serves as the current InnovaCare’s Chief Actuary Officer. Initially, he served as Horizon BCBS’ Director of Actuaries Services. Horizon BCBS is the largest carrier company in New Jersey. He also served as HealthCare Partners’ Chief Actuary. Here, Meyers alternated as both the VP and CFO of Managed Care on wvalways.com. Alongside his profession, Jonathan Mayers would advise large employers and unions such as International Papers, Johnson & Johnsons, and AXA Financial regarding healthcare benefits for employees and retirees.

Penelope Kokkinides

With over 20 years specializing in government programs, Medicaid and Medicare plans and managed care industry, InnovaCare appointed Penelope Kokkinides as its Chief Administration Officer. Penelope Kokkinides is seasoned in developing clinical programs and overseeing various healthcare processes to improve efficiency and organizational infrastructure. Before joining InnovaCare, Penelope served in several executive roles such as the Vice President and Chief Operating Officer of Centerlight Healthcare. At Centerlight Healthcare, Penelope would manage and provide strategic direction in the managed care unit. She also served as the Chief Operating Officer of AmericaChoice, an affiliate business unit of UnitedHealth Group. Here, Penelope was instrumental in the development and execution of the company’s health model.

Mike Sortino

Innovacare Health has named Mike Sortino as its Chief Accounting Officer. Previously, Sortino served as Samsung Fire & Marine Insurance Company’s Controller. Before joining Samsung, he served as HCC Specialty’s Chief Financial Officer. HCC Specialty is an agent of Houston Casualty Company. Additionally, Mr. Sortino has over two decades of experience in the insurance and reinsurance sectors as well as over five years working as a public accountant.

According to Rick Shinto, the appointed Jonathan, Penelope, and Mike reflects InnovaCare’s commitment to maintaining a high level of expertise and professional integrity in its leadership. Each of the named executives comes with an added layer of expertise and skills inevitable for placing InnovaCare strategically amid increased competition.

About InnovaCare Health

InnovaCare is the leading healthcare services provider in Puerto Rico operating two Medicaid and Medicare Advantage plans. These healthcare plans include PMC Medicare Choice and MMM healthcare. With over 200,000 subscribers, InnovaCare has over 7,500 agents providing various healthcare-related services.

David Osio- Davos Calculator

The Davos Real Estate Group has turned the real estate game on its head by taking it mobile. The organization has recently released their new smartphone app, called the Davos CAP Calculator. The goal is to attract new clients and customers through this exciting blend of technology and convenience. After all, if done wrong then location shopping can be one of the most time consuming and stressful undertaking that you can pursue. The Davos CAP Calculator simplifies matters, using an algorithm to accurately predict the potential returns on any give real estate investment.

Note that Davos Real Estate Group is just a portion of a large independent company known as Davos Financial Group. They are a financial organization that operates in countries all over the world. However, they have risen to particular prominence in the markets of Latin American. There they have been recognized as industry leaders with over twenty years of experience in the field.

They’ve earned that reputation by offering their customers detailed and comprehensive financial consul. The work with clients to assess their individual investment needs and then formulate a strategy that fulfills client expectations. There are no package plans here, every detail is designed to suit the individual needs of the customer’s unique business model.

Just like all their other products, the Davos CAP Calculator operates at a level of the highest quality while still meeting all the necessary licensing and regulation involved. This is all thanks to a crack team of highly experienced individuals, each with specialized skill sets and licensing.

The technology for the app has been carefully tested and developed for the last several months. In that time period, Davos Gerard González, the Executive Director, has been guiding the process. Creating the app has involved and extensive partnership with innovative developer Tecknolution. Their work helped ensure the device was properly designed so that clients would be able to enjoy a fully functional product. After all, the calculations involve need to be precise and accurate and provide users with all of the necessary information to make good investment decisions.

At this moment, the Davos Calculator is available for download and can be used on either the iPhone or Android with full functionality available. Better yet, this is only the first stage of the application’s development. The user response will eventually help dictate an entire series of applications to supplement and enhance the original product.

The app is a note of particular pride for David Osio, original founder and active head of the Davos Financial Group. Osio is widely regarded as a financial expert, having years of experience. He and his organization are determined to assist clients by getting them the most accurate and detailed financial advice available.

Follow him on LinkedIn and @davidosio1

Susan McGalla: A Shrewd Business Woman and Empowering Mentor

As much as many women are rising to the top of their careers, many more of them still find themselves stagnating. Most women have ambitions to advance to the top in their careers but often find that the advice on about.me they are given to achieve this feat as too generic.

Due to the vocal nature of women fighting for equality, forward strides have been made to level the playing field on ireport.cnn.com. Governments and non-governmental organizations have taken actions to ensure more women are represented in various leadership roles.

The business world which is traditionally male dominated especially in the top positions has seen more women take those top position and women like Susan McGalla are right there in the mix.

Susan McGalla is the founder of P3, an Executive Consulting firm in Pittsburg, which provides its expertise to clients in various fields such as marketing, branding and much more. Susan is also a Director of Strategic Planning and Growth for the Pittsburgh Steelers.

Susan’s glossy career started in 1986 where she worked for Joseph Horne for eight years. After that, McGalla joined American Eagle Outfitters where her hard work and general work ethics propelled her to Presidency and Chief Merchandising Officer for the brand.

Susan McGalla later joined Wet Seal and assumed the CEO title in 2011. However, her passion was in consultancy. She wanted to become an expert consultant for the financial investment and retail industry. Since then she has consulted for top financial firms when they need expertise in the retail space.

Susan has taken the initiative to empower other women to get ahead in business. Susan declares that her competitive nature stems from having grown up with two brothers and a football coach as a father. She says she was always encouraged to work hard and express her ideas with confidence regardless the audience.

Susan knows exactly what it takes to get to the top and staying in those management positions involves. She urges women to be professional, work hard, have passion and confidence, and network. Susan says networking is vital in marketing yourself and showing exactly what you are about.

Upon sharing her story, Susan tells the audience that nothing worthwhile in the world comes in an easy way. She adds that it is imperial that one understands their potential and strengths to achieve extraordinary things. Susan stressed that she had no doubt in her mind that she could get to the top levels.